Student Members

You Can Join The Credit Union --
Open An Account Today!

Welcome to the University of Michigan Credit Union! If you are a student of University of Michigan or Washtenaw Community College, you are eligible for UMCU membership.

NEW MEMBER GIVEAWAY

Open a checking account with a new membership and you'll receive a free sports watch!*

Take a Look at our Student Package

  • Free Online Banking
  • Free Bill Payment
  • Free Visa Check Card
  • Free Incoming Wires
  • 50 complimentary "M" checks
  • We'll waive the fee for using non-UMCU ATMs for the first four transactions a month

Opening Your Account is Easy

It's easy to open your account online. Click here to apply for membership.  Follow the easy instructions. You will need to complete the process by mail or in person because we need your signature. If submitting your application by mail, make sure to include a copy of drivers’ licenses for all of the account holders and a check or money order made payable to either “University of Michigan Credit Union” or the account holder’s name.  By applying online, you will make the rest of the account opening process go much faster when you come into the branch in person.  If you do not want to apply online, you can still visit any of our branches to open an account. The locations are linked in the chart below.

Join the credit union today and become a lifetime member. Here is some other helpful information:
 

Frequently Asked Questions For Students

Checking Accounts

UMCU ATMs

Fee Schedule

Office Locations and Hours

Savings and Loan Rates

Savings Accounts

Loans

 

*While supplies last.


 

 
NCUAYour savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency
Equal Housing Lender We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.