Term Savings Accounts

What is a TSA (Term Savings Account)?

  • Similar to bank Certificates of Deposit.
  • Terms range from 6 months to 60 months.
  • Require a minimum of $500 to open.
  • Funds earn interest from the date of deposit to the date of withdrawal.
  • Interest is paid and compounded monthly.
  • Paid interest may be withdrawn at any time without penalty.
  • If you withdraw the principal funds prior to the maturity date, a penalty of 90 days interest will be deducted from the balance of the account.
  • Please see our rate sheet for a list of terms and rates.
  • Higher rates are available for TSAs with minimum deposits of $10,000, $50,000, $100,000 and $250,000. Check at the end of the TSA section of the rates page for details.
 
 
NCUAYour savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government
National Credit Union Administration, a U.S. Government Agency
Equal Housing Lender We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.