University of Michigan Credit Union | Accounts

Unlock Your Home's Potential

Your home is more than a place to live — it's a source of financial flexibility. Get the funds you need with competitive rates and convenient access.

Learn More About HELOCs

Local Commitment,
Big Impact

When you choose UMCU, you're helping to strengthen your community while gaining the support and resources to reach your financial goals.

The UMCU Experience

Detroit Lions Debit Card

As the Official Credit Union of the Detroit Lions, we're proud to offer exclusive debit cards featuring four bold, signature Lions designs.

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Our Best Rates

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* Auto Loans as low as 5.74%

** Certificates as high as 3.75%

*** Home Equity Line of Credit as low as 7.25%

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UMCU Offerings

Promotions

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Checking Accounts

Go Blue™ Checking Account

Go Blue™ Checking gives you the flexibility, features, and Michigan tradition you expect, no fees, no minimums, and a debit card that shows your true blue loyalty.

Checking Accounts

Detroit Lions

Get in the game with one of four bold Lions debit cards, available only from UMCU the Official Credit Union of the Detroit Lions.

Events

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Virtual Presentation

October
21st

Homebuyer Education

Buying a home is one of the most important emotional and financial decisions you will make. This is why financial experts recommend taking a homebuyer education course before diving into the purchasing process.

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Virtual Presentation

October
23rd

Be Credit Smart

Your credit report and score are key to your financial health. Good credit can lower interest rates and impact many areas of your life. Join this workshop to learn how credit works and how to build excellent credit.

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Financial Education

October
31st

South State Street - Resource Day

2725 South State St Ann Arbor, MI 48104Get Directions

Drop by the branch during business hours and visit with our Financial Education Team! Staff is available to answer questions and provide free credit reports from annualcreditreport.com.

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Virtual Presentation

November
4th

Smart Start: MESP 529

Join us for an interactive webinar where we'll break down the essentials of education savings and show you how the Michigan 529 College Savings Plan (MESP) can help you reach your goals, no matter your budget.

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Virtual Presentation

November
4th

Financial Aid 101

This workshop is designed to give parents and high school seniors an overview of what to expect when they plan for college. We'll go over a general overview of the financial aid process with an emphasis on planning and applying for financial aid.

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