Savings Accounts | Michigan Credit Union Savings

Earn dividends on deposits with the account that give you part ownership in UMCU.

Earn dividends on deposits as long as you have a balance of at least $2,000.

You'll earn exceptional returns whether you choose to invest for 6 months or 5 years.

Save for your golden years while taking advantage of a wide range of potential tax advantages.

Regular deposits plus dividend payments will help you afford a little extra during the holiday season.

FIND THE SAVINGS ACCOUNT RIGHT FOR YOU.

	Share Savings	Holiday Savings	Money Market Savings	Certificate Accounts	IRAs
Maturity	n/a	n/a	n/a	End of term	End of term
Min. Deposit (initial)	$5	$0	$0	$500	$500
Dividend Paid (frequency)	Monthly	Monthly	Monthly	Monthly	Monthly
Minimum Balance to earn interest	None	None	$2,000	$500	$500
Transfer/Withdrawal Access	Online, in-person, over the phone, email, or ATM	Mobile, online, over the phone, email, or in-person	Mobile, online, in-person, over the phone, email or ATM	In-person or over the phone	In-person or over the phone. IRS penalties and taxes may apply