We have the mortgage for your dream home.
UMCU offers competitive rates, a wide range of mortgage options and an easy application process. Just as importantly, we can help lead you to a loan that will make you just as happy as your new home, with as little as 3%* down.
For out-of-state, government, and construction loans please visit our trusted mortgage partner, Member First Mortgage.
- No application fee
- Competitive rates and closing costs
- As little as 3% down, great for a First Time Homebuyer
- Free pre-approval, so you can shop for your home knowing what you can afford
- Flexible terms are available to fit your needs, 10,15, 20, and 30-year fixed rates**
- Conventional and Jumbo loans
- Refinance existing homes
- Discount points available to lower your interest rate
- Make monthly payments with automatic deduction from your checking
UMCU NMLS #712343.
Insured by NCUA
*Offer of 3.00% down is available for conventional fixed-rate mortgages on single family homes. 97% maximum loan-to-value. Maximum loan amount $766,550. Loan subject to credit approval, normal credit standards apply. Additional limitations, terms and conditions apply and are subject to change without notice. Property insurance required. Flood insurance may be required. Contact UMCU for more information about credit costs and terms. NLMS #712343
**Offer subject to credit approval. Rates vary based on credit history and underwriting factors. All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice.