Invest a few minutes now. Enjoy the payoff for years to come.

At UMCU, we're fully committed to helping improve the financial health of our members. We take pride in offering high-value deposit accounts and competitively-priced loans for homes, autos and other important purchases in your life. As added encouragement to take advantage of everything we have to offer, we've made our online application process fast and user-friendly.

OPEN AN ACCOUNT

Start growing your finances with one of our great savings accounts. Manage it more easily with one of our low-fee checking options.

APPLY FOR A LOAN 

Finance your next vehicle, borrow for your next home, or obtain the funds you need for the next chapter of your life.


Join One of the Top Credit Unions in Michigan

Anyone in the Lower Peninsula Can Join!

Become a member of the best credit union in Michigan! Our great rates are not only for U of M employees, students, alumni, and faculty. If you live in Michigan’s Lower Peninsula, you can open an account! At UMCU, we're fully committed to improving the financial health of our members. We take pride in offering:

  • Different types of savings accounts for your lifestyle
  • Competitively-priced loans for homes, vehicles, and other important purchases
  • Free resources to help you achieve your financial goals
  • Free calculators for HELOC, mortgages, auto loans, and more
  • Fast, user-friendly online applications for opening an account

Open your UMCU account today!